Real estate appraisal services for homeowners in the city of Knoxville and Knox County

Here are the top 7 reasons why TN homeowners use First Choice Appraisal Corp.:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge Knox county's assessment of your property
To reduce their mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a TN divorce, when real estate needs to be divided
To settle an estate in Knox county or TN by determining the true market value of property in question

Do you own a home in or near Knoxville? Do you need help determining the price of your real estate?
Contact First Choice Appraisal Corp..

We at First Choice Appraisal Corp. understand the special needs of a homeowner after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a consumer that most likely doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value judgement than yours.

PMI Removal Appraisals

A preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping customers just like you do away with unwanted and unneeded PMI insurance.

Challenging Knox county's assessment of your property

If you live in an area that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from First Choice Appraisal Corp. is your best weapon.

Recently got a freeze your HELOC?

If your house is in a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. First Choice Appraisal Corp. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would wish to have a veteran appraiser double-check it for efficiency or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? First Choice Appraisal Corp. offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.